The struggle for low cost health insurance in America is real, and getting worse every day. While politicians all try to spin the health care issue in their own way and the media plays down the problem, real people every day go without basic health coverage. This often means they can’t afford prescriptions, have to [...]

No matter how you look at it, small business health insurance is expensive. What’s even more frustrating is that you know that large corporations can negotiate better rates with the insurance companies, but that businesses with 50 or fewer employees don’t have that kind of influence.
You want to offer health insurance to your employees-of course [...]

Health insurance for the self-employed is a major concern for anyone who works for themselves. These days, heath insurance is hard enough to get through an employer.  Premiums are expensive, and getting more so all the time, and employers are reducing and even eliminating their contributions to cut costs. If you’re self-employed, things just keep [...]

Major medical health insurance is designed to protect your finances in case of a catastrophic medical expense. This could be an extended hospitalization, an illness that requires regular and expensive medication, or any other number of things that can quickly exhaust your annual benefits on your regular health insurance plan. As everyone knows, medical expenses [...]

HSA health insurance stands for Health Savings Account, and it’s something you should consider if you have a high deductible plan. In an HSA, you contribute funds to the plan at the beginning of the year all at once, or throughout the year in payroll deductions. The funds you contribute aren’t taxable and can roll [...]

In part one of this health insurance comparison article, we discussed HMOs, PPOs, and POS policies. However, the spectrum of health insurance policies doesn’t end there. If you qualify for them, Medicare and Medicaid are both good quality insurance programs run by the federal government that you might want to consider.
*Medicare-Medicare was signed into action [...]