What is a good credit score? That’s an important question these days, since credit requirements are getting a lot stricter. This is because of the foreclosure crisis and general recession that has caused many people to default on their credit obligations. For most people, these defaults aren’t their fault. They have to take pay cuts [...]

Foreclosure is hitting everyone from the poor to the wealthy these days, so it’s not unusual to see empty, vacant houses in the neighborhoods and lis pendens notices in the public records. If you’ve been hit by foreclosure, don’t feel bad, because you are definitely not the only one. While you may be a bit [...]

Why is financial planning important? Shouldn’t conventional wisdom state that you should just spend your money as you get it, pay your bills, and then save some for a rainy day or a special occasion such as a trip or a wedding? Why do you need to engage in detailed and sometimes confusing financial planning [...]

Have you ever wondered how professional values and ethics can impact career success? Believe it or not, no matter what field you’re in, these two things are very important. Even people in careers where managers may often encourage you to lie to customers, such as in certain sales industries, values and ethics will get you [...]

By Jonathan Gillham
To a family or an individual, losing their home is the most traumatic thing that can ever happen to them. With the current downtrend in the economy and people losing their jobs like dominoes falling down not being able to make your monthly payments to lenders or banks becomes more difficult if you [...]

The Internet provides us with very useful information that is accurate most of the time, but unfortunately con artists take advantage of this and use it as an opportunity to defraud people. So perhaps you have been scammed and are asking “Where do I report email fraud to the government?”. Let’s address that question.
First let’s [...]